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Finance Terms & Conditions

Will I qualify for credit?

We can only consider your application IF:

  • You are 18 or over.
  • You are employed and have an annual income equivalent to 16 hours a week at the national minimum wage.
  • You are a permanent UK resident and have lived in the UK for a minimum of 3 years.

Applications from students (unless employed at least 16 hours a week) or unemployed single house persons will not be considered.

Find your gear!

Step One

Find the gear you're looking to purchase and add it to your basket (Or let the staff know in store and they'll help you out with moving forward.)

Complete your order!

Step Two

Complete your order online - then follow the link to apply for finance! (Or complete the application guided by our staff)

Wait and relax!

Step Three

Wait to hear back from the finance provider - this won't take too long! If approved, sit back and enjoy your new bike gear!


Additional Information

You have the right to withdraw from your application within 14 days as a cooling off period. However, along with the terms set by Deko (a trading name of Pay4Later), you must adhere to the MSG Bike Gear terms and conditions, detailed here.



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